/* Brand tokens — identical to aplica.familia-insurance.com (dingdoor-aca-landing-pages/public/styles.css) */
:root {
  --brand: #0b76b9; --brand2: #075e95;
  --red: #e0463d;           /* logo red — accents only, never text (4.1:1 on white) */
  --err: #c2352c;           /* error text */
  /* Greens and --mut are one step darker than the landings' so text on them passes WCAG AA (4.5:1). */
  --cta: #0b8259; --cta2: #096b49;
  --ink: #14233d; --mut: #5d6573;
  --paper: #faf6ef;         /* page background */
  --soft: #e6f0f9; --soft2: #d6e6f5; --soft-line: #c8dcf0; --line: #e5ddd0; --rule: #cfc5b4; --bg2: #f3ecdf;
  --ok: #0e9e6e;            /* icons only */
  --ok-soft: #e9f8ee;
  --warn: #9a6700; --warn-ink: #7a5200; --warn-soft: #fff7e8; --warn-line: #f4dfb0;
  --surface: #fffdfa;
  --field: #768296;         /* input / option outlines: 3:1 against --surface, --paper and --soft */
  --navy: #0f2540;
  --on-brand: #d3e7f6;      /* secondary text on --brand2 panels */
  --star: #f5a623;
  --shadow: 0 24px 48px -32px rgba(20,35,61,.45);
  --display: 'Poppins', 'Atkinson Hyperlegible Next', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --shadow-sm: 0 1px 3px rgba(20,35,61,.14);
  --wash: rgba(255,255,255,.14);   /* translucent chips and rules on dark panels */
  --r-sm: 10px; --r-md: 12px; --r-lg: 16px; --r-xl: 20px;   /* pills use 999px, discs 50% */
  --wrap: 1140px;
  --hd: 66px;               /* sticky header height */
}
* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; scroll-padding-top: calc(var(--hd) + 14px); }
body { margin: 0; font-family: 'Atkinson Hyperlegible Next', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif; font-size: 17px; color: var(--ink); background: var(--paper); line-height: 1.55; }
h1, h2, h3 { font-family: var(--display); font-weight: 700; line-height: 1.12; letter-spacing: -.015em; margin: 0; text-wrap: balance; }
p { margin: 0; }
a { color: inherit; }
:focus-visible { outline: 3px solid var(--brand); outline-offset: 2px; }
.site-ft :focus-visible, .contact :focus-visible, .period.oep :focus-visible { outline-color: #fff; }
main:focus, .q:focus, .done h3:focus { outline: none; } /* programmatic focus targets */
.skip { position: absolute; left: 12px; top: -120px; z-index: 40; background: var(--surface); color: var(--brand2); font-weight: 600; padding: 12px 16px; border-radius: var(--r-sm); box-shadow: var(--shadow); }
.skip:focus { top: 10px; }
img { max-width: 100%; height: auto; display: block; }
.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 clamp(16px, 5vw, 28px); }
section { padding: clamp(3rem, 8vw, 5.5rem) 0; }
.sec-title { font-size: clamp(26px, 3.8vw, 40px); max-width: 20ch; margin: 0 0 .7rem; }
.sec-sub { color: var(--mut); max-width: 54ch; margin: 0 0 clamp(1.8rem, 4vw, 2.8rem); font-size: 17px; }

.btn { border: none; border-radius: var(--r-md); cursor: pointer; font-family: var(--display); font-weight: 600; font-size: 16px;
  display: inline-flex; align-items: center; justify-content: center; gap: 8px; text-decoration: none;
  height: 50px; padding: 0 22px; transition: transform .05s, background .15s; white-space: nowrap; }
.btn:active { transform: scale(.99); }
.btn.primary { background: var(--cta); color: #fff; }
.btn.primary:hover { background: var(--cta2); }
.btn.call { background: var(--surface); color: var(--brand); border: 1.5px solid var(--brand); }
.btn.call:hover { background: var(--soft); color: var(--brand2); border-color: var(--brand2); }
.btn.block { width: 100%; }

/* header */
.site-hd { position: sticky; top: 0; z-index: 20; background: #fff; border-bottom: 1px solid var(--line); }
.site-hd .wrap { display: flex; align-items: center; justify-content: space-between; height: 66px; gap: 20px; }
.brand { display: flex; align-items: center; min-height: 44px; }
.brand img { height: 40px; width: auto; }
.nav { display: flex; gap: 4px; }
.nav a { white-space: nowrap; text-decoration: none; font-size: 15px; font-weight: 600; color: var(--ink); padding: 8px 12px; border-radius: var(--r-sm); }
.nav a:hover { background: var(--bg2); color: var(--brand2); }
.hd-cta { height: 42px; font-size: 15px; padding: 0 16px; }
.burger { display: none; place-items: center; width: 44px; height: 44px; margin-right: -9px; padding: 0; background: none; border: none; border-radius: var(--r-sm); font-size: 26px; color: var(--ink); cursor: pointer; }

/* hero */
.hero { padding-top: clamp(2rem, 5vw, 3.5rem); }
.hero .wrap { display: grid; grid-template-columns: 1.05fr .95fr; grid-template-rows: auto 1fr; column-gap: clamp(24px, 4vw, 48px); align-items: start; }
/* Source order is intro → aside (the quiz) → more, which is also the phone order. On desktop the aside takes the right column. */
.hero .wrap > :nth-child(2) { grid-column: 2; grid-row: 1 / span 2; }
.hero-more { grid-column: 1; }
/* Kicker: plain small caps with a short red rule — not a pill. */
.eyebrow { display: inline-flex; align-items: center; gap: 8px; font-size: 13px; font-weight: 700; letter-spacing: .09em; text-transform: uppercase; color: var(--brand2); }
.eyebrow::before { content: ''; width: 22px; height: 2px; background: var(--red); }
.eyebrow:has(i)::before { display: none; }
.eyebrow i { font-size: 17px; color: var(--red); }
.hero h1 { font-size: clamp(34px, 5.4vw, 58px); margin: 14px 0 16px; }
/* Emphasis is a marker stroke under the phrase, in the logo red. */
.hero h1 span { color: var(--brand); padding-bottom: .1em; -webkit-box-decoration-break: clone; box-decoration-break: clone;
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 200 12' preserveAspectRatio='none'%3E%3Cpath d='M3 8.5C45 3 110 2.5 197 5.5' fill='none' stroke='%23e0463d' stroke-width='3.5' stroke-linecap='round'/%3E%3C/svg%3E") no-repeat 0 100% / 100% .2em; }
.hero .sub { font-size: clamp(17px, 1.8vw, 19px); color: var(--mut); margin-bottom: 20px; max-width: 46ch; }
.stat { display: flex; align-items: center; gap: 12px; background: var(--soft); border-radius: var(--r-md); padding: 13px 16px; margin: 0 0 16px; max-width: 520px; }
.stat i { color: var(--brand); font-size: 24px; }
.stat p { font-size: 15px; color: var(--brand2); }
.trust-row { display: flex; flex-wrap: wrap; gap: 8px 16px; list-style: none; padding: 0; margin: 0; }
.hero-more > :first-child { margin-top: 20px; }
.trust-row li { display: inline-flex; align-items: center; gap: 6px; font-size: 14px; color: var(--mut); }
.trust-row i { color: var(--ok); font-size: 16px; }
.hero-photo { margin-top: 26px; border-radius: var(--r-xl) var(--r-xl) var(--r-xl) 4px; overflow: hidden; aspect-ratio: 16 / 9; position: relative; }
.hero-photo img { width: 100%; height: 100%; object-fit: cover; object-position: center 35%; }
.hero-photo .motto { position: absolute; left: 14px; bottom: 14px; background: rgba(255,255,255,.95); border-radius: var(--r-md); padding: 9px 14px; font-family: var(--display); font-weight: 600; font-size: 14px; color: var(--ink); display: flex; gap: 8px; align-items: center; }
.hero-photo .motto i { color: var(--red); }

/* quiz — same markup/feel as the landing quiz */
.quiz { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg); padding: 24px; box-shadow: var(--shadow); position: sticky; top: 90px; }
.quiz-head { font-size: 18px; line-height: 1.55; margin-bottom: 4px; }
.quiz-sub { font-size: 13px; color: var(--mut); margin-bottom: 14px; }
.quiz-prog { display: flex; gap: 6px; margin-bottom: 16px; }
.quiz-prog span { height: 4px; flex: 1; background: var(--line); border-radius: 999px; transition: background .2s; }
.quiz-prog span.on { background: var(--brand); }
.step .q { display: block; font-family: var(--display); font-weight: 600; font-size: 19px; margin: 4px 0 14px; }
.is-hidden { display: none !important; }
.quiz input { width: 100%; border: 1.5px solid var(--field); border-radius: var(--r-md); padding: 14px 15px; font-size: 16px; font-family: inherit; color: var(--ink); }
.quiz input:focus { border-color: var(--brand); }
.quiz [aria-invalid="true"] { border-color: var(--err); }
#f-zip { font-family: var(--display); font-weight: 600; font-size: 18px; letter-spacing: 2px; }
.options { display: flex; flex-direction: column; gap: 9px; }
.option { display: flex; align-items: center; justify-content: space-between; border: 1.5px solid var(--field); background: var(--surface); border-radius: var(--r-md); padding: 14px 15px; font-size: 15px; font-family: inherit; color: var(--ink); cursor: pointer; text-align: left; }
.option:hover { border-color: var(--brand); background: var(--soft); }
.option i { color: var(--field); }
.options.grid2 { display: grid; grid-template-columns: 1fr 1fr; }
.options.grid2 .option { flex-direction: column; align-items: flex-start; gap: 6px; }
.options.grid2 .option i { color: var(--brand); font-size: 24px; }
.options.grid2 .option small { color: var(--mut); font-size: 13px; }
.back { background: none; border: none; color: var(--mut); font-size: 14px; font-family: inherit; display: inline-flex; align-items: center; gap: 4px; cursor: pointer; min-height: 44px; padding: 0 12px 0 0; margin: -12px 0 -4px; }
.field label { display: block; font-size: 13px; font-weight: 600; color: var(--ink); margin: 10px 0 5px; }
.consent { font-size: 13px; color: var(--mut); line-height: 1.5; margin: 10px 0 0; }
.trust-mini { display: flex; flex-wrap: wrap; gap: 10px; justify-content: center; list-style: none; padding: 0; margin: 12px 0 0; }
.trust-mini li { display: inline-flex; align-items: center; gap: 4px; font-size: 12px; color: var(--mut); }
.trust-mini i { font-size: 14px; color: var(--ok); }
.btn.primary.block { margin-top: 14px; }
.done { text-align: center; padding: 10px 4px; }
.tick { width: 64px; height: 64px; border-radius: 50%; background: var(--ok-soft); color: var(--ok); display: flex; align-items: center; justify-content: center; font-size: 34px; margin: 0 auto 14px; }
.done h3 { font-size: 21px; margin-bottom: 8px; }
.done p { font-size: 14px; color: var(--mut); }

/* carriers */
.carriers { border-block: 1px solid var(--line); padding: 18px 0; background: var(--surface); }
.carriers .wrap { display: flex; flex-wrap: wrap; align-items: baseline; gap: 6px 26px; }
.carriers p { font-size: 13px; font-weight: 700; letter-spacing: .09em; text-transform: uppercase; color: var(--mut); flex: none; }
.carriers ul { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; gap: 4px 22px; }
.carriers li { font-family: var(--display); font-weight: 600; font-size: 16px; color: var(--mut); }

/* product cards — the current site's three blue cards, refined */
.products { display: grid; grid-template-columns: 1.15fr 1fr; gap: 18px; }
.prod:first-child { grid-row: span 2; }
.prod { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg); overflow: hidden; display: flex; flex-direction: column; text-decoration: none; transition: border-color .2s, transform .2s; }
.prod:hover { border-color: var(--brand); transform: translateY(-2px); }
.prod:hover .more i { transform: translateX(4px); }
.prod .ph { aspect-ratio: 16 / 10; overflow: hidden; }
.prod:not(:first-child) { flex-direction: row; }
.prod:not(:first-child) .ph { flex: 0 0 36%; aspect-ratio: auto; }
.prod:not(:first-child) ul { display: none; }
.prod .ph img { width: 100%; height: 100%; object-fit: cover; }
.prod .bd { padding: 22px; display: flex; flex-direction: column; gap: 10px; flex: 1; }
.prod .kicker { font-family: var(--display); font-weight: 700; font-size: 13px; letter-spacing: .08em; text-transform: uppercase; color: var(--brand); }
.prod h3 { font-size: 20px; }
.prod:first-child h3 { font-size: clamp(22px, 2.6vw, 30px); }
.prod p { color: var(--mut); font-size: 15px; }
.prod ul { list-style: none; padding: 0; margin: 0 0 6px; display: grid; gap: 6px; font-size: 14px; }
.prod li { display: flex; gap: 8px; align-items: flex-start; }
.prod li i { color: var(--ok); margin-top: 2px; }
.prod .more { margin-top: auto; font-family: var(--display); font-weight: 600; font-size: 15px; color: var(--brand2); display: inline-flex; gap: 6px; align-items: center; }
.prod .more i { transition: transform .2s; }

/* benefits */
.benefits { background: var(--surface); border-block: 1px solid var(--line); }
.benefit-grid { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(5, 1fr); gap: 0 28px; }
.benefit-grid.four { grid-template-columns: repeat(4, 1fr); }
.benefit-grid li { display: flex; align-items: center; gap: 12px; border-top: 1px solid var(--rule); padding: 16px 0; font-size: 16px; font-weight: 600; line-height: 1.3; }
.benefit-grid i { color: var(--brand); font-size: 26px; flex: none; }

/* how */
.how-grid { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 0 clamp(24px, 4vw, 56px); }
.how-grid li { border-top: 2px solid var(--ink); padding-top: 18px; }
.how-num { display: block; font-family: var(--display); font-weight: 700; font-size: clamp(44px, 6vw, 68px); line-height: 1; color: var(--red); letter-spacing: -.03em; margin-bottom: 14px; }
.how-grid h3 { font-size: 21px; margin: 0 0 8px; }
.how-grid p { font-size: 16px; color: var(--mut); max-width: 30ch; }
.cta-band { margin-top: clamp(28px, 4vw, 44px); }
.cta-band .btn { min-width: 240px; }

/* why / advisor */
.advisor { background: var(--surface); border-block: 1px solid var(--line); }
.advisor-inner { display: grid; grid-template-columns: 1.1fr 1fr; gap: clamp(28px, 5vw, 64px); align-items: center; }
.advisor-photo { border-radius: var(--r-xl) var(--r-xl) 4px var(--r-xl); overflow: hidden; aspect-ratio: 4 / 3; position: relative; }
.advisor-photo img { width: 100%; height: 100%; object-fit: cover; }
.advisor-photo .pin { position: absolute; left: 14px; bottom: 14px; background: var(--surface); border-radius: var(--r-md); padding: 9px 13px; font-size: 14px; font-weight: 600; display: flex; gap: 7px; align-items: center; }
.advisor-photo .pin i { color: var(--red); font-size: 18px; }
.advisor-copy h2 { font-size: clamp(26px, 3.6vw, 38px); margin: 12px 0 12px; }
.advisor-copy > p { color: var(--mut); font-size: 17px; }
.why-list { list-style: none; padding: 0; margin: 22px 0 26px; display: grid; }
.why-list li { display: flex; gap: 14px; border-top: 1px solid var(--rule); padding: 14px 0; }
.why-list i { color: var(--brand); font-size: 26px; flex: none; margin-top: 2px; }
.why-list b { display: block; font-size: 17px; }
.why-list span { font-size: 15px; color: var(--mut); }

/* testimonials */
.g-rating { display: flex; align-items: center; gap: 10px; margin: 0 0 clamp(1.6rem, 3vw, 2.4rem); }
.g-score { font-family: var(--display); font-weight: 700; font-size: 22px; }
.g-stars, .tt-stars { color: var(--star); letter-spacing: 2px; font-size: 15px; }
.g-count { font-size: 14px; color: var(--mut); }
.tt-grid { display: grid; grid-template-columns: 1.3fr 1fr; gap: 0 clamp(28px, 5vw, 64px); }
.tt-card:first-child { grid-row: span 2; }
.tt-card { margin: 0; border-top: 1px solid var(--rule); padding: 20px 0 26px; }
.tt-card blockquote { margin: 10px 0 14px; font-size: 17px; line-height: 1.55; }
.tt-card:first-child blockquote { font-family: var(--display); font-weight: 600; font-size: clamp(21px, 2.5vw, 30px); line-height: 1.3; letter-spacing: -.01em; }
.tt-card figcaption { font-size: 15px; color: var(--mut); }
.tt-card figcaption b { color: var(--ink); }

/* contact */
.contact { background: var(--brand2); color: #fff; border-radius: var(--r-xl) var(--r-xl) 4px var(--r-xl); padding: clamp(24px, 4vw, 44px); display: grid; grid-template-columns: 1.1fr .9fr; gap: 28px; align-items: center; }
.contact { position: relative; overflow: hidden; }
.contact > * { position: relative; }
/* The logo's four embracing arcs, enlarged and cropped by the panel's corner. */
.contact::before { content: ''; position: absolute; right: -150px; bottom: -230px; width: 520px; aspect-ratio: 1; border-radius: 50%; pointer-events: none; opacity: .16;
  background: conic-gradient(from 10deg, #fff 0 21%, transparent 0 25%, var(--red) 0 46%, transparent 0 50%, #fff 0 71%, transparent 0 75%, var(--red) 0 96%, transparent 0);
  -webkit-mask: radial-gradient(closest-side, transparent calc(100% - 56px), #000 calc(100% - 55px)); mask: radial-gradient(closest-side, transparent calc(100% - 56px), #000 calc(100% - 55px)); }
.contact h2 { font-size: clamp(22px, 3.4vw, 30px); }
.contact > div > p { color: var(--on-brand); margin: 10px 0 20px; }
.c-list { display: grid; gap: 12px; }
.c-item { display: flex; gap: 12px; align-items: center; text-decoration: none; }
.c-item i { width: 42px; height: 42px; border-radius: var(--r-md); background: var(--wash); display: grid; place-items: center; font-size: 20px; flex: none; }
.c-item small { display: block; color: var(--on-brand); font-size: 13px; }
.c-item b { font-family: var(--display); font-weight: 600; font-size: 16px; }
.contact .btn.primary { height: 54px; }
.contact .btn.light { background: var(--surface); color: var(--brand2); height: 54px; }

/* faq */
.faq .wrap { display: grid; grid-template-columns: 1fr 1.7fr; gap: clamp(24px, 5vw, 64px); align-items: start; }
.faq-list { border-top: 2px solid var(--ink); }
.faq details { border-bottom: 1px solid var(--rule); }
.faq summary { display: flex; align-items: center; justify-content: space-between; gap: 12px; cursor: pointer; list-style: none; padding: 18px 2px; font-family: var(--display); font-weight: 600; font-size: 17px; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary i { color: var(--brand); transition: transform .2s; flex-shrink: 0; }
.faq details[open] summary i { transform: rotate(180deg); }
.faq details p { padding: 0 2px 18px; font-size: 16px; color: var(--mut); max-width: 62ch; }

/* footer */
.site-ft { background: var(--navy); color: #aab8ca; padding: 44px 0 24px; font-size: 14px; }
.ft-cols { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.3fr; gap: 28px; }
.ft-logo { background: var(--surface); border-radius: var(--r-sm); padding: 8px 12px; display: inline-block; }
.ft-logo img { height: 32px; }
.ft-motto { color: #fff; font-family: var(--display); font-weight: 600; margin: 14px 0; }
.site-ft h4 { color: #fff; font-family: var(--display); font-size: 14px; margin: 0 0 12px; }
.site-ft ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; }
.site-ft a { text-decoration: none; }
.site-ft a:hover { color: #fff; }
.soc { display: flex; gap: 8px; }
.soc a { width: 44px; height: 44px; border-radius: 50%; background: var(--wash); display: grid; place-items: center; font-size: 18px; }
.ft-disc { border-top: 1px solid var(--wash); margin-top: 32px; padding-top: 18px; font-size: 12px; line-height: 1.6; }

/* mobile call/apply bar */
.mbar { display: none; }

@media (max-width: 960px) {
  .nav, .hd-cta { display: none; }
  .burger { display: grid; }
  .hero .wrap, .advisor-inner, .contact { grid-template-columns: 1fr; }
  .hero .wrap > :nth-child(2) { grid-column: auto; grid-row: auto; margin-top: 22px; }
  .quiz { position: static; }
  .site-ft li a { display: inline-block; padding: 12px 0; }
  .site-ft ul { gap: 0; }
  .products, .how-grid, .tt-grid, .faq .wrap { grid-template-columns: 1fr; }
  .how-grid { gap: 26px 0; }
  .benefit-grid, .benefit-grid.four { grid-template-columns: repeat(2, 1fr); gap: 0 18px; }
  .carriers .wrap { display: block; }
  .carriers p { margin-bottom: 8px; }
  .ft-cols { grid-template-columns: 1fr 1fr; }
    .mbar { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; position: fixed; left: 0; right: 0; bottom: 0; z-index: 30; background: var(--surface); border-top: 1px solid var(--line); padding: 10px 12px max(10px, env(safe-area-inset-bottom)); }
  .mbar .btn { height: 48px; }
  body { padding-bottom: 72px; }
}
@media (max-width: 520px) {
  .ft-cols { grid-template-columns: 1fr; }
}

/* ——— phones in the hero (replaces the tiny top bar) ——— */
.hd-right { display: flex; align-items: center; gap: 10px; }
.hd-phone { white-space: nowrap; display: inline-flex; align-items: center; gap: 8px; text-decoration: none; color: var(--brand2); font-family: var(--display); font-weight: 600; font-size: 15px; padding: 0 12px; height: 42px; border-radius: var(--r-md); background: var(--soft); }
.hd-phone:hover { background: var(--soft2); }
.call-row { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; max-width: 560px; }
.call-card { display: flex; align-items: center; gap: 12px; text-decoration: none; background: var(--surface); border: 1.5px solid var(--line); border-radius: var(--r-lg); padding: 12px 14px; transition: border-color .15s, background .15s; }
.call-card:hover { border-color: var(--brand); background: var(--soft); }
.call-card .ic { width: 42px; height: 42px; border-radius: 50%; display: grid; place-items: center; font-size: 20px; flex: none; background: var(--soft); color: var(--brand); }
.call-card.new { border-color: var(--brand); }
.call-card.new .ic { background: var(--brand); color: #fff; }
.call-card small { display: block; font-size: 12px; color: var(--mut); line-height: 1.2; }
.call-card b { display: block; font-family: var(--display); font-weight: 700; font-size: 18px; color: var(--ink); letter-spacing: .2px; }
.call-note { font-size: 13px; color: var(--mut); margin-top: 8px; display: flex; gap: 6px; align-items: center; }
.call-note i { color: var(--ok); }
@media (max-width: 1180px) { .hd-right .hd-phone { display: none; } }
@media (max-width: 420px) { .call-row { grid-template-columns: 1fr; } }

/* ——— inner pages ——— */
.crumbs { font-size: 14px; color: var(--mut); margin: -12px 0 0; }
.crumbs a { display: inline-flex; align-items: center; min-height: 44px; min-width: 44px; color: var(--brand); }
.page-hero h1 { font-size: clamp(30px, 4.4vw, 46px); }
.split { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(24px, 4vw, 48px); align-items: center; }
.split.rev > :first-child { order: 2; }
.split .ph { border-radius: var(--r-xl) var(--r-xl) var(--r-xl) 4px; overflow: hidden; aspect-ratio: 4 / 3; }
.split.rev .ph { border-radius: var(--r-xl) var(--r-xl) 4px var(--r-xl); }
.split .ph img { width: 100%; height: 100%; object-fit: cover; }
.split h2 { font-size: clamp(26px, 3.6vw, 38px); margin: 12px 0 14px; }
.split p { color: var(--mut); font-size: 17px; margin-bottom: 12px; max-width: 58ch; }
.checks { list-style: none; padding: 0; margin: 14px 0 18px; display: grid; gap: 10px; }
.checks li { display: flex; gap: 10px; align-items: flex-start; font-size: 15px; }
.checks i { color: var(--ok); font-size: 20px; flex: none; margin-top: 1px; }
.checks.two { grid-template-columns: 1fr 1fr; }
.callout { display: flex; gap: 12px; background: var(--soft); border: 1px solid var(--soft-line); border-radius: var(--r-lg); padding: 16px 18px; color: var(--brand2); font-size: 15px; }
.callout i { font-size: 24px; color: var(--brand); flex: none; }
.callout.warn { background: var(--warn-soft); border-color: var(--warn-line); color: var(--warn-ink); }
.callout.warn i { color: var(--warn); }
.cards2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 0 clamp(24px, 4vw, 48px); }
.cards3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0 clamp(24px, 4vw, 40px); }
.cards4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0 clamp(20px, 3vw, 36px); }
.box { border-top: 2px solid var(--ink); padding: 18px 0 22px; }
.box .bi { display: block; color: var(--brand); font-size: 30px; line-height: 1; margin-bottom: 12px; }
.box h3 { font-size: 19px; margin-bottom: 6px; }
.box p { font-size: 16px; color: var(--mut); }
.box ul { margin: 8px 0 0; padding-left: 18px; font-size: 16px; color: var(--mut); display: grid; gap: 4px; }
.status-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.status-list li { display: flex; gap: 14px; align-items: center; background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg); padding: 14px 16px; }
.status-list .si { width: 40px; height: 40px; border-radius: 50%; display: grid; place-items: center; font-size: 20px; flex: none; }
.status-list .ok .si { background: var(--ok-soft); color: var(--ok); }
.status-list .gated .si { background: var(--warn-soft); color: var(--warn); }
.status-list b { display: block; font-size: 15px; }
.status-list span { font-size: 14px; color: var(--mut); }
.periods { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.period { border-radius: var(--r-lg); padding: 22px; }
.period.oep { background: var(--brand2); color: #fff; }
.period.oep p, .period.oep li { color: var(--on-brand); }
.period.sep { background: var(--surface); border: 1px solid var(--line); }
.period .when { display: inline-block; font-family: var(--display); font-weight: 600; font-size: 13px; padding: 4px 10px; border-radius: 999px; background: var(--wash); margin-bottom: 10px; }
.period.sep .when { background: var(--soft); color: var(--brand2); }
.period h3 { font-size: 20px; margin-bottom: 8px; }
.period p { font-size: 15px; color: var(--mut); }
.period ul { margin: 10px 0 0; padding-left: 18px; font-size: 14px; color: var(--mut); display: grid; gap: 5px; }
.band-cta { background: var(--bg2); border-radius: var(--r-xl) var(--r-xl) var(--r-xl) 4px; padding: clamp(22px, 3vw, 34px); display: flex; justify-content: space-between; align-items: center; gap: 20px; flex-wrap: wrap; }
.band-cta h3 { font-size: clamp(20px, 2.4vw, 26px); }
.band-cta p { color: var(--mut); font-size: 16px; }
.band-cta .acts { display: flex; gap: 10px; flex-wrap: wrap; }
@media (max-width: 960px) {
  .split, .cards2, .cards3, .periods, .values { grid-template-columns: 1fr; }
  .split.rev > :first-child { order: 0; }
  .cards4 { grid-template-columns: 1fr 1fr; }
  .checks.two { grid-template-columns: 1fr; }
  .stat-strip { grid-template-columns: 1fr; }
}

/* ——— production additions ——— */
.nav a[aria-current="page"] { color: var(--brand2); background: var(--soft); }
.nav-call { display: none; }
.band-sec { padding-top: 0; }
.period-tabs { display: flex; gap: 4px; padding: 4px; margin: 0 0 12px; background: var(--bg2); border: 1px solid var(--line); border-radius: var(--r-md); }
.period-tab { flex: 1; border: none; background: none; border-radius: var(--r-sm); min-height: 44px; padding: 9px 4px; cursor: pointer; font-family: inherit; font-size: 14px; font-weight: 600; color: var(--mut); }
.period-tab.on { background: var(--surface); color: var(--brand2); box-shadow: var(--shadow-sm); }
.options.is-hidden { display: none; }
.option.sel { border-color: var(--brand); background: var(--soft); }
.err { color: var(--err); font-size: 13px; margin: 6px 0 0; }
.err a { color: inherit; font-weight: 600; }
.secure { display: flex; align-items: center; justify-content: center; gap: 5px; font-size: 13px; color: var(--mut); margin: 14px 0 0; }
.secure a { color: var(--brand); font-weight: 600; }
.consent a { color: var(--brand2); text-decoration: underline; }
.quiz textarea { width: 100%; border: 1.5px solid var(--field); border-radius: var(--r-md); padding: 12px 15px; font-size: 16px; font-family: inherit; color: var(--ink); resize: none; }
.quiz textarea:focus { border-color: var(--brand); }
.btn.loading { opacity: .65; pointer-events: none; }
.btn[disabled] { opacity: .65; }
.done.dq .tick { background: var(--soft); color: var(--brand2); }
.done.dq p { margin-bottom: 12px; }
.dq-note { font-size: 13px; color: var(--mut); margin-top: 12px; }
#turnstile-container { height: 0; overflow: hidden; }
.options.grid2 .option b { font-size: 15px; }
.visually-hidden { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.contact-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.contact-grid .map { grid-column: 1 / -1; }
/* These links are the point of the page: full-height tap targets, not inline text. */
.contact-grid .box a { display: inline-flex; align-items: center; min-height: 44px; color: var(--brand2); font-weight: 600; }
.map { border: 0; width: 100%; height: 320px; border-radius: var(--r-lg); }
.nf { text-align: center; padding: 5rem 0; }
.nf h1 { font-size: clamp(28px, 4vw, 40px); margin-bottom: 10px; }
.nf p { color: var(--mut); margin-bottom: 22px; }

@media (max-width: 960px) {
  /* mobile menu drawer */
  .nav { display: none; position: absolute; top: 66px; left: 0; right: 0; flex-direction: column; gap: 0; background: var(--surface); border-bottom: 1px solid var(--line); box-shadow: var(--shadow); padding: 8px 16px 16px; }
  .nav.open { display: flex; }
  .nav a { padding: 14px 8px; border-radius: var(--r-sm); font-size: 16px; border-bottom: 1px solid var(--line); }
  .nav .nav-call { display: flex; gap: 8px; align-items: center; border-bottom: 0; color: var(--brand); font-family: var(--display); font-weight: 600; margin-top: 6px; }
  .contact-grid { grid-template-columns: 1fr; }
}

/* ——— accessibility + layout pass (2026-10) ——— */
.faq-title { margin: 0; }
.name-list { list-style: none; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 6px 14px; border-top: 2px solid var(--ink); padding-top: 22px; }
.name-list li { font-family: var(--display); font-weight: 600; font-size: clamp(18px, 2.2vw, 26px); letter-spacing: -.01em; }
.name-list li:not(:last-child)::after { content: '·'; color: var(--red); margin-left: 14px; }
.contact-acts { display: grid; gap: 10px; }
.after-list { margin-top: 14px; }
.split p.lead-in { margin-bottom: 0; }
.split.solo { grid-template-columns: 1fr; }
.site-ft .ti-external-link { font-size: 13px; opacity: .8; }
/* The income step makes the quiz ~670px tall; only pin it where the whole card fits under the header. */
@media (max-height: 820px) { .quiz { position: static; } }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; animation-duration: .01ms !important; }
  .btn:active, .prod:hover { transform: none; }
}
@media (max-width: 520px) {
  .prod:not(:first-child) { flex-direction: column; }
  .prod:not(:first-child) .ph { flex: none; aspect-ratio: 16 / 10; }
  .benefit-grid li { font-size: 15px; gap: 10px; }
}